Private Client Risk Services

Providing Insurance and Risk Management Solutions to Successful Individuals since 1939.

Highly successful individuals often accumulate a wide range of valuable possessions and property – and with them substantial exposure to financial loss. Too often, not enough thought is given to the value, protection, and possible replacement of upscale homes, luxury vehicles, rare and fine art and jewelry collections, aircrafts, and watercrafts. We specialize in personal insurance for high-net-worth individuals with complex insurance needs and our Private Client team can help you understand your personal exposures to loss in order to customize your insurance portfolio and risk management plan. 

Insurance Carriers

We enjoy superior relationships with all the carriers who specialize in High Net Worth Insurance Programs for successful individuals.  We offer exclusive programs and solutions for every client.  Working with the right carriers who know the unique needs of highly successful individuals is important as our clients benefit directly from the expertise and unique capabilities of our carrier partners.  Our carriers understand the highly unique set of risks presented and work in partnership with our Advisors to customize personal risk management programs and coverage for your needs.


Our Insureds recognize the importance of receiving reliable, timely service from their Agency partner. Every client receives a dedicated account manager who strives to maintain a level of service second to none. 

All of our account managers are experienced and have serviced high-net-worth clients all of their careers.  Every client has direct access to their assigned account manager who is eager to tackle any challenge that may arise. 

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Tower Hill Insurance

Contact Our Private Client Risk Services Team


We look forward to helping you find comprehensive insurance solutions to meet your needs.

David Cramer

Personal Lines Leader

We Are Here to Help

We understand that the only constant is change, and we are dedicated to looking ahead for opportunities to best serve our customers in an ever-changing industry.